This is the 2018-2021 State Housing Plan that has been approved by the Government
The Government has approved this Friday the new 2018-2021 State Housing Plan with a provision for the four years of 1,443 million euros . 62.5% more than in the previous plan. This was announced by the Minister of Public Works, Íñigo de la Serna, at the press conference after the Council of Ministers.
Specifically, the endowment will be 350 million for this year. And it will expand to 357 million in 2019, to 364 million in 2020. And to 372 million in 2021.
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The minister has stated that the number of grants in the plan's validity period will reach 557,109 grants. And a total of 60,320 jobs will be created.
Regarding the period of time in which the aid can be applied for, the holder of Development has stated that these may be received at the time when each autonomous community has opened the corresponding orders . "Within a period of two or three months, all agreements must be signed and all aid orders must be opened," he stressed.
In general, the plan, which consists of nine programs, prioritizes as its two fundamental axes the promotion of rental and urban and rural rehabilitation and regeneration and renewal. "With special attention to people in a situation of eviction or launch of their habitual residence and aid to universal accessibility, as well as to large families."
The plan also seeks to improve the quality of the building and its conservation. And for facilitating young people access to the enjoyment of decent and adequate rental housing. All aid will be applied retroactively from January 1 of this year.
For 2018, the same criteria for co-financing of the autonomous communities is maintained as in the previous State Housing Plan. While for 2019, 2020 and 2021, for every 100 state euros, 70 are conditioned on the co-financing of 10 autonomous euros. And the remaining 30 are conditioned on the co-financing of another 20 autonomous euros.
The plan deals with groups with fewer resources
The real estate portal fotocasa considers that the new 2018-2021 State Housing Plan, approved this Friday by the Council of Ministers, is "positive" because "it partially alleviates the lack of aid" to facilitate access to housing for the groups with the least economic resources.
"The best thing about the plan is that it focuses on the segments of the population that have the most difficulties in accessing a home, such as young people, those over 65 and people in eviction," explains Beatriz Toribio, director of Photo-house studies.
Among the measures included in the 2018-2021 Housing Plan, “one of the most interesting is aid to developers” who build rental housing. Because “it attacks on one of the main flanks of the market: the lack of rental housing. Any measure that serves to alleviate this situation will be beneficial for the sector ”.
In this sense, Toribio considers that rental aids for people under 35 years of age, ” although it is not the perfect measure , welcome. Because right now there is nothing that helps the most disadvantaged groups. " “Young people's access to housing is one of the main challenges in the sector. Because, on the one hand, they cannot access the purchase. But on the other, neither to rent as a consequence of the strong price increases of the same ”.
"Measures that stimulate supply rather than demand could have been included"
For fotocasa, the Ministry of Development Plan could have gone further. “The market needs more measures that favor the supply of rental housing. Especially in big cities ”. So “the occasion could have been used to include measures that stimulate more the supply and not so much the demand. The objective? Increase the housing stock and, consequently, lower prices ”.
Regarding aid to the purchase of housing for young people under 35, fotocasa considers that its effect will be limited. Since it is restricted to those young people who buy their habitual residence in a town with less than 5,000 inhabitants. And whose price does not exceed 100,000 euros. In addition, "in the current context of solvency control by banks, many of these young people with incomes below 22 will have difficulties in accessing the financing necessary to acquire said home," concludes the director of qnnit .
Rental aid
The requirements to access the Fomento housing rental assistance program are that the rented dwelling be the habitual and permanent residence. That the family unit has an income limit of 3 times the Iprem (1,613.52 euros per month in 14 payments) in general. And that the rental of the property does not exceed 600 euros per month. Figure that can be expanded up to 900 euros per month in certain areas to be defined by the autonomous communities.
In the case of homes in which a general large family and people with disabilities live, the aid will be delivered if the income does not exceed 4 times the Iprem (2,151.3 euros per month for 14 payments). In addition, the nucleus of special large families and people with certain degrees of disability may not earn more than 5 times the Iprem (2,689.2 euros per month for 14 payments).
The aid limit is 40% of the monthly rent for people between the ages of 35 and 65. Figure that increases up to 50% in the case of those over 65 and those under 35.
More rental aid
On the other hand, the program to promote the housing stock for rent or leased in use for a minimum period of 25 years will be aimed at persons of legal age, public administrations, organizations and entities of public and private law or foundations, companies of social economy and its associations.
To access this aid, the home must be the habitual and permanent residence , the limit of the income of the tenants in the first option may not exceed 3 times the Iprem (1,613.52 euros per month in 14 payments). The rental price in this case must be up to 5.5 euros per square meter. The amount of the aid will be up to 36,750 euros per home with a limit of 50% of the investment.
On the other hand, in the case of the second option, the income of the tenants may not exceed 4.5 times the Iprem (2,420.28 euros per month in 14 payments). The rental price must be up to 7 euros per square meter of housing. And the amount of the aid will not exceed 31,550 euros with a limit of 40% of the investment.
People who are in a situation of eviction from their usual home will also have specific help in this new State Housing Plan. In fact, the Government will make unoccupied homes of financial entities available to this group. And other owners to rent them to people who are in eviction from their usual home.
The rental price, in this case, must be equal to and less than 400 euros per month . And the amount of aid can be up to 100%. The term of the aid is 3 years.
Rehabilitation and purchase
As for purchase aid, these are limited to municipalities with less than 5,000 inhabitants. And they are for young people under the age of 35 . And with income that is less than 3 times the Iprem. They are 1,613.52 euros per month in 14 payments.
The maximum price for the purchase of the home is less than 100,000 euros. With an aid limit of 20% of the price. And from 10,800 euros to housing.
On the other hand, the Housing Plan also integrates a program for the elderly and people with disabilities to help promote housing with common services adapted for rent. That is, to rehabilitate homes with services and facilities adapted for a period of 40 years to rent at least.
The rent for adapted homes is limited to 9.5 euros per useful square meter per month. And the lessee's income at 5 times the Iprem, that is, 2,689.2 euros per month for 14 payments . Aid to the promoter is up to 400 euros per useful square meter. With a limit of 40% of the total investment.
Single-family dwellings and dwellings within an individual building will be included in the rehabilitation program for residential buildings for the first time. The aid will be for houses with antiquity prior to 1996. The plan will pay special attention to the sub-housing and slums. The term to finalize them will be 5 years.
The real estate portal fotocasa considers that the new 2018-2021 State Housing Plan, approved this Friday by the Council of Ministers, is "positive" because "it partly alleviates the lack of aid" to facilitate access to housing for the groups with the least economic resources.
