Fitness and frailty factors are important factors to help determine the physiological decline of a person. The coping mechanism of the body to  diseases decreases as age progresses. An underwriter assessing for life expectancy looks at travel history, exercise regime, the capability to perform the activities of daily living, hobbies, mobility, fitness, and other such factors. The answers to all of these put together help determine the fitness/frailty of a person.

Know how our summaries display frailty factors: