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One essential for any family moving into a new home involves estimating utility costs. These encompass electricity, gas, and water, as well as services such as cable and Internet. While the latter two may represent fixed costs that are addressed simply through shopping for the best plan, the others vary significantly according to consumption.

Often, the electric bill is the single largest monthly utility outlay. When estimating, be aware of seasonal habits. For example, if you tend to run the air conditioning during the hotter months, expect a spike in electricity bills during this time. On the flip side, heating expenses typically rise during colder winters. Electricity requirements rise and, for those who rely on natural gas, an even greater home heating increase may be felt.

When making such calculations, also factor location into the price of utilities. Larger cities with higher costs of living tend to have significantly more expensive utilities. Also consider the age of your dwelling and level of upkeep and any renovation required. Older buildings tend to be draftier, and this can also lead to larger than expected heating and air conditioning bills.